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Mini Baccarat

The objective of Mini Baccarat is to predict whether the banker's hand or the player's hand will get a point value closest to 9, keeping in mind that all ten-value cards count as zero and aces count as one. The hand with the highest point value wins.

How to Play

Before you start playing the first time, you will be asked to cut the deck of cards. Click on the deck of cards to do this. Use your left mouse button to click on the chip that you wish to wager. Then place the chip/chips in the desired betting area for PLAYER, BANKER or TIE (the circle above BANKER). You can remove a wagered chip before the game begins by clicking on the wagered chip with your right mouse button. When you have placed your bets, click the DEAL button to start the game round. Two cards are then dealt to both the PLAYER and the DEALER. Click SAME BET to repeat the bet from the previous round.

Rules

The player and the banker are each dealt a two-card hand. Then according to the standard baccarat rules stated below, a third card may be dealt to the player and/or the banker.
Ace = one point
Face cards and tens = zero
All other cards carry the point value stated on the card. If the cards in a hand total more than ten points, simply subtract ten; the remainder is the baccarat point value of the hand. For example: 8+8=16, which counts as a 6 in baccarat; and 8+9=17, which counts as a 7.
To participate in the game, you place a wager on the banker's hand, on the player's hand, on a tie or on a combination of them. A tie results when both hands have equal point values. If the game does result in a tie, wagers on the banker and the player are returned.
The following baccarat rule chart governs when the player and/or the bank will be dealt (i.e. "draws") a third card in the Mini Baccarat game.

Player

Point value of first two cards:

 

0-1-2-3-4-5

Draws a card

6-7

Stands

8-9

"Natural hand", no further draw



Banker

Point value of first two cards:

Draws when the player’s third card is:

Does not draw when the player’s third card is:

0-1-2

Always draws a card

-

3

0-1-2-3-4-5-6-7-9

8

4

2-3-4-5-6-7

0-1-8-9

5

4-5-6-7

0-1-2-3-8-9

6

6-7 0-1-2-3-4-5-8-9

 

7

Always stands

-

8-9

Player cannot draw

Player cannot draw

Payout Table

Winning wager

Pays

On the banker or the player (However, if you win by betting on the banker, the bank receives 5% commission)

1 to 1

On a tie

8 to 1



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